A USDA Government guaranteed and insured loan is a loan that offers purchase or fixer upper borrowers a 100% financing in the rural areas of the country. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities. Some urban areas also qualify for these loans. More than 75% of South Carolina qualifies for USDA mortgage loans.
With a USDA loan program, an individual or family may borrow up to 100% of the appraised value of the home.
NOTE: Many USDA loans are available with:
NOTE: Many USDA loans are available with:
· No Money Down.
· No Mortgage Insurance
· Affordable by Low Income Borrowers
· Come with Low Monthly Mortgage Payments.
· Borrower only Needs 620 Credit Score
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